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Search Resources for MHP publications, policy work, multifamily loan & 40B guidelines, and info about ONE Mortgage for first-time buyers.

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June

13

2019

MHP Green & Healthy Housing Programs explainer

A simple, clear power point on the background, process and features of MHP's three new programs, which provide lower interest rates and additional financial incentives for owners who invest in increased energy efficiency and healthy building design. The new programs provide permanent first mortgage financing for both new and existing developments using any of MHP’s capital sources.

January

28

2019

Wealth building: Why ONE Mortgage lowered credit scores

In looking for ways to increase homeownership opportunities for people of color, MHP looked at credit scores, debt-to-income and loan-to-value requirements. All were tightened during the recession and this decreased opportunity for people of color as the economy improved. To counteract this, MHP looked at 5,000 existing loans and found there would be minimal risk in lowering credit scores for ONE Mortgage.

November

20

2018

MHP comments on proposed CRA reform

MHP submitted formal comments today to the Office of the Comptroller of the Currency (OCC), which regulates most federally-chartered banks, raising concerns about proposed changes to federal Community Reinvestment Act regulations. MHP voiced strong objection to a proposed one-size-fits-all approach to CRA. Based on more than 30 years of engagement with banks around CRA lending, MHP argues that the OCC’s proposed “metric based framework” would weaken CRA and likely reduce bank lending to low and moderate income families and neighborhoods in Massachusetts.

June

29

2018

2017 annual report loan list

In FY2017, MHP used its capital sources to provide $144 million in loans and commitments for the financing of 2,766 rental apartments, most of them affordable to low- and moderate-income households. Here's a summary of developments financed by MHP.

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