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The Massachusetts Housing Partnership is a statewide public non-profit organization that supports and finances affordable housing. It works in concert with the Governor, the Department of Housing and Community Development and the state's other quasi-public housing organizations.
MHP was established in 1985 to increase the state's overall rate of housing production and work with cities and towns to demonstrate new and better ways of meeting our need for affordable housing.
In 1990, the state legislature took that premise to heart, becoming the first and only state in the nation to pass an interstate banking act that requires companies that acquire Massachusetts banks to make funds available to MHP for affordable housing. Shortly thereafter, MHP helped create the SoftSecond Loan Program (now ONE Mortgage) to help address racial disparities in mortgage lending and help low- and moderate-income first-time buyers purchase their first home.
MHP helps communities build affordable housing and has provided technical assistance in over 335 Massachusetts communities.
MHP uses private bank funds and other capital sources to provide long-term loans for affordable rental housing. Since 1990, MHP has provided over $1.6 billion in loans and commitments for the financing of more than 26,000 units of rental housing.
MHP’s first-time homebuyer programs – formerly SoftSecond and now ONE Mortgage – have helped over 21,000 low- and moderate-income families purchase their first home with over $3.7 billion in private financing.
MHP created the Center for Housing Data in 2017 to promote effective housing policies. Examples of its research include DataTown and TODEX, micro web sites that provide demographic and housing data, and TODEX, which analyzes density at transit stops.