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About Us

MHP works with communities to create innovative policy and financing solutions that provide affordable homes and better lives for the people of Massachusetts

MHP's goals for 2023 are focused on:

  • increasing affordable housing
  • creating housing that is sustainable
  • advancing the understanding that housing is a human right
  • promoting racial equity and anti-racism in the affordable housing system.
  • In setting these goals, MHP affirmed its core philosophy of being a strong mission-driven organization dedicated to diversity, equity and inclusion.

Key facts about MHP's use of private funds for affordable housing:

  • MHP was founded in 1985 as a statewide, nonprofit quasi-public organization.
  • MHP finances affordable housing through a state law that requires companies that acquire Massachusetts banks to make loan funds available to MHP for the creation and preservation of affordable multifamily housing.
  • MHP helped create the SoftSecond Loan Program to address racial disparities in mortgage lending. Now known as ONE Mortgage, MHP works with over 40 participating lenders to help more low- and moderate-income households purchase their first home.

MHP's work is focused in four main areas:


MHP helps communities build affordable housing. It has provided technical assistance in over 335 communities. MORE

Rental Development

With private bank funds and other capital sources, MHP has provided $1.6 billion for the financing of 26,000 apartments. MORE


ONE Mortgage has helped over 23,000 low- and moderate-income families buy their first home. MORE

Data & Policy

MHP's Center for Housing Data collects, interprets and shares data to ensure that we meet our housing needs. MORE

For more information about what MHP does, contact us at