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About Us

The Massachusetts Housing Partnership (MHP) is a statewide public non-profit affordable housing organization that works in concert with the Governor and the state Department of Housing and Community Development to help increase the supply of affordable housing in Massachusetts.

MHP was established in 1985 to increase the state's overall rate of housing production and work with cities and towns to demonstrate new and better ways of meeting our need for affordable housing. In 1990, the state legislature took that premise to heart, becoming the first and only state in the nation to pass an interstate banking act that requires companies that acquire Massachusetts banks to make funds available to MHP for affordable housing.

MHP focuses its efforts in three main areas:

Community Assistance

MHP helps communities build affordable housing and has provided technical assistance in over 330 Massachusetts communities.

Rental Development

MHP uses funds from the banking industry to provide long-term loans for affordable rental housing. From 1990 through June 30, 2014, MHP has provided over $1 billion in loans and commitments for the financing of more than 22,000 units of rental housing.


MHP’s first-time homebuyer programs – formerly SoftSecond and now ONE Mortgage – have helped over 18,600 low- and moderate-income families purchase their first home with over $3 billion in private financing.

For more information about what MHP does, contact us at

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