Media inquiry? Please contact our Director of Public Affairs Rus Lodi at firstname.lastname@example.org or 857-317-8523.
The executive/legal team oversees all aspects of MHP.
Email | 857-317-8585
Clark Ziegler is Executive Director of the Massachusetts Housing Partnership, a quasi-public state agency that finances affordable rental housing, provides mortgage financing for first-time home buyers, provides technical assistance for housing and neighborhood development, and is a major contributor to state housing policy. He has been with MHP since its inception in 1985 and has been chief executive since 1990. During his tenure MHP has delivered financing or technical assistance in 325 cities and towns, including financing for more than 22,000 units of affordable rental housing and more than 19,000 affordable homes for low-income first-time buyers. In total MHP has delivered $4.5 billion in below-market financing either directly or through participating banks.
Between 1976 and 1981, Mr. Ziegler was in Washington, DC as an LBJ Intern, legislative assistant and then administrative assistant (chief of staff) to Massachusetts Congressman Robert Drinan, where he specialized in energy, environmental, budget and tax policy and staffed the House Subcommittee on Environment, Energy and Natural Resources. From 1983 to 1985 he was Deputy Director of Development and Public Affairs at the Massachusetts Bay Transportation Authority.
Mr. Ziegler serves as a governor's appointee on the board of the Community Economic Development Assistance Corporation, which provides financing and technical assistance to community-based nonprofits across Massachusetts. He chairs the loan committee for the Housing Partnership Network, which brings together the nation's leading housing and community development nonprofits, and serves on the board of HPN’s investment and lending affiliates. He also serves as a director and officer of the National Association of Affordable Housing Lenders, which represents leading banks and nonprofit loan funds across the U.S. engaged in community development lending.
As an Ipswich resident Mr. Ziegler served as chairman and as a 15-year member of the town’s Finance Committee, overseeing local spending on municipal government and public education and making recommendations on zoning and all other matters before town meeting. In 2006 he received the Community Service Award from Citizens Housing and Planning Association and in 2011 the Boston Globe named him one of the top ten innovators in Massachusetts.
He has a bachelor's degree from Hampshire College and a master's degree in public policy from the Kennedy School at Harvard University.
Deputy Director & General Counsel
Email | 857-317-8530
Judith Jacobson joined MHP's staff in 1991 and has over 30 years experience in housing and community development. She was instrumental in establishing the terms of bank lines of credit to MHP totaling over $1 billion. She spearheaded the simplification efforts that resulted in the OneSource loan program for construction and permanent loans and the MassDocs combined subordinate loan program used for all state subsidy loans.
Prior to MHP, Jacobson was legal counsel for the Executive Office of Communities and Development (EOCD) with responsibility for the low-income housing tax credit program and was in private practice in Boston with a focus on tenants' rights. Between 1978 and 1982 she worked for two non-profit housing agencies in Worcester, the Worcester Cooperation Council and the Housing Information Center.
In 2017 Jacobson was honored with a Leaders in the Law Award from Massachusetts Lawyers Weekly. She also received the Community Service Award from Citizens Housing and Planning Association (CHAPA) in 2015, was named an “Unsung Hero” by the Women's Bar Association in June 2005 and was the 2006 recipient of the New England Women in Real Estate (NEWIRE) Public Service Award. She was a Fannie Mae Fellow at the Senior Executives in State and Local Government Program at the Kennedy School of Government at Harvard University in July 2007. She was a member of the City of Newton Community Preservation Committee and served as its Vice-Chair (2006-2007) and Chair (2007-2008). She was the Co-Chair of the Affordable Housing Committee of the Real Estate Bar Association (REBA) from 2008 to 2011. She served as a member of the Newton Housing Partnership from 2011-2016. Jacobson received her bachelor's degree from Clark University and her juris doctor degree from the Northeastern University School of Law.
Loan Closing Specialist
Email | 857-317-8522
Email | 857-317-8534
Email | 857-317-8533
This team deals with all internal and external MHP communication and marketing efforts. All media requests for information go through the Director of Public Affairs.
Director of Public Affairs
Email | 857-317-8523
Ruston Lodi joined MHP in 2001. He is responsible for producing and delivering housing information and resource materials to local officials, for-profit and non-profit developers, lending partners, the general public and the media.
Prior to joining MHP, he worked for Community Newspaper Company as editor-in-chief of four daily and 22 weekly newspapers that he helped integrate into single news operation under the flagship MetroWest Daily News. After graduating from Colby College he began his career in 1979 as a news reporter at the MetroWest Daily News (then the Middlesex News). In 22 years at the paper, he worked as a news writer, sports writer, sports editor, news editor, managing editor and editor-in-chief.
Special Assistant for Policy & Communications
Email | 857-317-8524
This team uses lines of credit from banks and other sources to make long-term, fixed-rate loans for affordable rental housing.
Email | 857-317-8570
Mark Curtiss joined MHP's staff in 1991 and was named Managing Director in 2003. In this role, he is responsible for managing MHP's $1.2 billion loan fund, including oversight of loan underwriting, loan origination, portfolio management, loan workouts, and program development. He is the architect of MHP's rental housing loan programs including permanent financing, tax credit bridge financing, lines of credit, and credit enhancement for tax-exempt bonds, and he is directly responsible for the growth of the loan fund from its inception to over 19,000 units financed with no loan losses in the history of the portfolio.
Curtiss previously worked at Harvard's Joint Center for Housing Studies, where he researched national housing trends for the "State of the Nation's Housing" report and analyzed innovative mortgage products for Nobel laureate Franco Modigliani and Denise DiPasquale. Prior to that, he worked on the Secretary's staff at the state's Executive Office of Communities and Development. Curtiss was recognized by the Boston Business Journal in 2002 as one of the 40 outstanding professionals in Massachusetts under the age of 40. He received his master's degree in public policy from Harvard's Kennedy School and his bachelor's degree from the Massachusetts Institute of Technology.
Director of Lending
Email | 857-317-8550
David Rockwell has more than 30 years of community development and lending experience and joined MHP's staff in 1996. He was named director of lending in 2003 after previously serving as assistant director of lending. Prior to MHP, he had been a Vice President for Commercial Real Estate at Fleet Bank and before that at Shawmut Bank, where he had been recruited in 1991 to establish the bank's Real Estate Community Investment Unit.
He previously served as Development Director for the Dudley Street Neighborhood Initiative in Roxbury and began his banking and lending career at the former Bank of New England, where he had eight years' experience in real estate lending. He was recently appointed to the Housing Advisory Board and Housing Opportunities Task Force for the Town of Brookline and also serves on the Boston Advisory Board of the Local Initiatives Support Corporation. He is a Yale graduate and earned a master's degree in city and regional planning at Harvard University.
Senior Relationship Manager
Email | 857-317-8556
Nancy A. McCafferty is focused on marketing and new relationship management for MHP. She has extensive experience managing multi-family properties that participate in Section 42 tax credit program. Prior to joining MHP, she was a senior associate at Michel Associates of Boston where she was responsible for underwriting and closing the purchase of limited partner interests in partnerships owning multi-family properties in the Section 42 program. From 1997 to 1999, she was an asset manager at Boston Capital, where she managed a portfolio of 180 affordable residential properties along the east coast that participated in the Section 42 program.
Prior to that, she was a commercial property manager for Trammel Crow Company, and also held property management and development positions at Spaulding & Slye. She has a bachelor's degree in business finance with a minor in economics from UMass-Lowell and received her certification as a real property administrator from Bentley College. She is on the membership committee for New England Women in Real Estate (NEWIRE) and is a board member of the Women's Institute for Housing and Economic Development.
Chief Credit Officer
Email | 857-317-8557
Megan Mulcahy joined MHP's Lending Team in June of 2000, and is responsible for ensuring the credit quality of all loans originated by MHP, managing MHP's capital sources, and maintaining MHP's loan policies and procedures. She has extensive experience with both non-profit community based housing developers, as well as large for-profit national housing developers. She has experience working with various projects and housing types including 40B permitted housing, taxable debt, tax-exempt bond financing, Low Income Housing Tax Credit supported projects, working capital credit lines, and mixed-use developments.
Mulcahy is also responsible for the day to day coordination of MHP's Home Funders loan program with the Home Funders Collaborative. She came to MHP after graduate studies at the LBJ School of Public Affairs at the University of Texas at Austin. Prior to that, she was the project manager for Buchanan & Associates, an environmental and land use law firm located in Boston. She earned her undergraduate degree at Mount Holyoke College in South Hadley, Massachusetts, and is a member of New England Women in Real Estate (NEWIRE) where she participates in the Housing & Community Development working group.
Senior Loan Officer
Email | 857-317-8559
Amanda Roe came to MHP in 2005 and is responsible for marketing MHP's lending programs to prospective borrowers, and underwriting and closing permanent affordable housing loans throughout Massachusetts. Prior to joining MHP she worked for 15 years at the City of Boston's Department of Neighborhood Development on a range of affordable housing programs including homeowner and rental rehabilitation initiatives, supportive service housing development and contract management, neighborhood planning for city-owned vacant land, and financial analysis and project management of approximately 1,000 units of rental and homeownership units developed across the neighborhoods of Boston.
She also managed several important grant programs such as the Housing Counseling Program, Tenants At Risk Program, and the HOME Community Housing Development Organization (CHDO) Program. Prior to that, she worked at the Bromley Heath Public Housing Development conducting a land use survey, and writing and administering grants. She has a Bachelor of Arts Degree from McDaniel College, and earned her Master's Degree in Urban and Environmental Policy from Tufts University in 1989.
Senior Loan Officer
Email | 857-317-8552
David Hanifin has been a senior loan officer at MHP since 2012. He specializes in providing permanent financing for the development and preservation of affordable and mixed income rental housing. Prior to joining MHP, he served as a development officer with Rhode Island Housing (RIH), which is Rhode Island’s housing finance agency as well as its allocating agency for low income housing tax credits. He worked as a construction and permanent lender at RIH for eight years, specializing in the debt financing of tax credit projects.
Prior to his work in RI, Hanifin lived and worked in the Boston area for 18 years, working most recently as a senior project manager for the Boston Redevelopment Authority. He is also an attorney who worked as assistant corporation counsel for the Boston Public Schools and as senior staff counsel at the Massachusetts State Ethics Commission before he became involved in planning and affordable housing finance.
David has a law degree from Boston University and a bachelor’s degree in industrial economics from Union College. He has also been very involved as a board member and volunteer in a number of non-profit organizations in Rhode Island and Massachusetts. He currently serves as a member of the Urban Land Institute’s Housing and Economic Development District Council.
Senior Loan Officer
Email | 857-317-8575
Alice Wong re-joined MHP's Lending Team in February 2016 and is responsible for the origination, underwriting, and closing of multi-family affordable housing loans. In her earlier position at MHP, she was Deputy Director of Lending as well as Senior Project Manager, Community Housing Initiatives.
Wong has more than 25 years of experience in affordable housing and development in Massachusetts and New York. Prior to joining MHP, she worked for Urban Edge Housing Corporation, a Boston community development corporation, closing their first New Market deal combined with Low Income Housing tax credits and public and private debt, as well as helping oversee a portfolio of over 1,300 units. For the Department of Housing and Community Development (DHCD, she was the project manager of the roll-out of HomeBASE, a program to serve formerly homeless and at-risk families. Alice earned a BA in Sociology at Yale and a Master’s in Public Policy at the Harvard Kennedy School.
Senior Lending Analyst
Email | 857-317-8554
Email | 857-317-8551
Email | 857-317-8553
This team provides support for the life of our permanent mortgages.
Director of Portfolio Management
Email | 857-317-8560
Geoff MacAdie has more than 25 years of experience in real estate and affordable housing. He joined MHP's staff in 1998 and was named Director of Portfolio Management in 2004. He had previously managed a large affordable housing portfolio in Maine for the Insignia Residential Group and worked as an asset manager for residential properties at Fleet/Recoll. He has also managed his own real estate management consulting firm. He has an MS in Urban Affairs/City Planning from Boston University and a bachelor's degree in urban affairs from the University of Connecticut.
Deputy Director of Portfolio Management
Email | 857-317-8563
Cynthia Mohammed joined MHP's staff in 1998. She had previously been an associate in the audit group at Pricewaterhouse Coopers LLP, where she worked for a variety of public, private and nonprofit clients. Cynthia earned a bachelor's degree in public policy at Brown University and has also done graduate work in accounting at USC.
Senior Portfolio Manager
Email | 857-317-8565
Peter Fraser's career has traversed the private, public and non-profit sectors. He has over 15 years of finance and asset management experience in real estate debt and equity investments in addition to public policy/finance experience gained from working in state government. He joined MHP's Portfolio Management Group in 2004 and as a Senior Portfolio Manager is responsible for managing a portfolio of multi-family/mixed use permanent and participating loans.
Fraser has extensive experience underwriting and managing commercial real sate loan portfolios as a real estate lender in the Boston and Washington, D.C. markets. He has served as an asset manager with MetLife Real Estate Investments and KB Realty Advisors, a CA based pension fund advisor where he managed a diversified 3.6 million sf office, retail and multi-family portfolio. Peter is involved in the Greater Boston Real Estate Finance Association and an active participant in Habitat for Humanity. He received his bachelor's degree from Syracuse University and a master's degree from the Kennedy School of Government at Harvard University.
Senior Operations & Analytics Manager
Email | 857-317-8561
Email | 857-317-8566
Portfolio Specialist & Compliance Manager
Email | 857-317-8568
Loan Servicing Coordinator
Email | 857-317-8562
Real Estate Portfolio Administrative Assistant
Email | 857-317-8567
This team manages the ONE Mortgage Program which, combined with our previous SoftSecond Mortgage Program, has helped over 18,600 low- and moderate-income families purchase their first home.
Director of Homeownership
Email | 857-317-8516
Elliot Schmiedl re-joined MHP in March 2016 as the Program Manager for the Homeownership Department and was promoted to Director of Homeownership in August 2016. He is responsible for advancing homeownership priorities and goals, including marketing the ONE Mortgage Program and managing the homeownership team. In his earlier position at MHP, he was a Senior Program Associate, working with lenders and non-profit community partners to administer the SoftSecond and ONE Mortgage Programs.
In addition, Schmiedl served as the Division Director for Family Services at the South Middlesex Opportunity Council, a community-based social service non-profit organization. In this role he oversaw all facets of their Emergency Assistance (EA) shelter program, HomeBASE, and the Housing Consumer Education Center (HCEC), including its homelessness prevention, first-time homebuyer and foreclosure prevention programs.
Schmiedl is also involved in Framingham town government as a former Town Meeting member and current Democratic Town Committee member. He holds a bachelor’s degree in Political Science from Northeastern and a Master’s in Public Administration from Suffolk.
Email | 857-317-8519
Email | 857-317-8543
Email | 857-317-8542
Email | 857-317-8545
This team supports communities, local housing authorities, and nonprofit organizations in their efforts to create affordable housing for low- and moderate-income families.
Director of Community Assistance
Email | 857-317-8580
Susan Connelly joined the Massachusetts Housing Partnership in 2004 after 17 years in real estate development and management. As the Director of Community Assistance, she is responsible for overseeing MHP's support of municipalities, community-based non-profits, and public housing authorities in their efforts to build and maintain affordable housing.
Her responsibilities include managing MHP's Targeted Community Initiative Program, which provides support and technical assistance to communities trying to build affordable housing, working collaboratively with other stakeholders on state level housing policies, and providing trainings and workshops that address current issues in the affordable housing field.
Before coming to MHP, Connelly was development project manager for Keen Development Corporation, Cambridge, MA. Prior to that, she worked for 14 years at Corcoran Jennison Companies, a national real estate development and management company. At both companies, her development work focused on affordable housing.
Connelly is a graduate of the University of Vermont. She serves on the Cambridge Housing Authority Board of Commissioners.
Assistant Director of Community Assistance
Email | 857-317-8582
Senior Project Manager
Email | 857-317-8514
Email | 857-317-8525
Email | 857-317-8583
Email | 857-317-8517
This team combines to run the day-to day-operations and track MHP’s overall financial performance.
Chief Financial & Administrative Officer
Email | 857-317-8510
Charleen Tyson brings a wealth of experience to MHP as a finance executive in both the non-profit and public sectors. Prior to joining MHP, she served for three years as executive vice president and CFO for MassDevelopment. In this role, she managed finance and accounting, human resources, administration and technology for this quasi-public economic development agency with $600 million in total assets.
Before MassDevelopment, she had been director of finance at the New England Aquarium, controller at the Massachusetts Society for the Prevention of Cruelty to Animals/Angell Memorial Hospital, and held various positions with the Massachusetts Teachers Association.
In her spare time, Tyson serves as treasurer of the Elizabeth Stone House in Jamaica Plain, which provides shelter and transitional housing for battered women. She also serves on the South Shore Charter School Board of Trustees, and on the finance committee for the Town of Hull. She received her MBA from Simmons College School of Management and did her undergraduate work in business management and science at Bridgewater State.
Director of Financial Operations
Email | 857-317-8513
Karen English joined MHP as Controller in August 2005 and is responsible for managing financial operations, processes and internal controls. She brings 15 years of accounting and operations management experience. Prior to coming to MHP, Karen served as interim CFO and as an Accounting Manager for two non-profit organizations. As a consultant, she developed systems which provided the management tools necessary to provide detailed financial reporting on a $200 million office/residential/retail project.
Her experience also includes forensic accounting, start-up infrastructure development, and creating financial models used in acquisition analyses and budgeting. She earned her Bachelor of Business Administration at University of Massachusetts, Amherst and her CPA while at KPMG Peat Marwick.
Chief Accountant & Treasury Manager
Email | 857-317-8512
Finance & Administration Supervisor
Email | 857-317-8511
Finance and Administration Assistant
Email | 857-317-8527
Email | 617-330-9955
Information Technology Manager
Email | 857-317-8573
Information Technology Assistant
Email | 857-317-8574