Learn more about MassDREAMS, a new grant program for eligible first-time homebuyers. MORE

First-time buyer? Check out ONE Mortgage

You are encouraged to contact more than one lender during the initial stages of your home buying process while you gather information and assess your options, but you should choose one lender to work with by the time you submit a formal MassDREAMS application.


**New lenders sign-on to offer the MassDREAMS grant program everyday**

Avidia Bank

Areas served: Acton, Ashland, Auburn, Ayer, Bedford, Berlin, Bolton, Boxborough, Boylston, Clinton, Concord, Fitchburg, Framingham, Gardner, Grafton, Harvard, Holden, Holliston. Hopedale, Hopkinton, Hudson, Lancaster, Leominster, Lincoln, Littleton, Lunenburg, Marlborough, Maynard, Milford, Millbury, Natick. Northborough, Northbridge, Princeton, Sherborn, Shirley, Shrewsbury, Southborough, Sterling, Stow, Sudbury, Sutton, Upton, Wayland, West Boylston, Westborough, Westminster. Weston, Worcester

Contact Phone Email Languages
Andrew Nawrocki 978-875-2619 Email English
Tad Perachi617-759-7500EmailEnglish
Shrenik Shah978-590-1843EmailEnglish
Joy Sullivan978-337-5167EmailEnglish
Kelly Tierney978-808-7849EmailEnglish

Berkshire Bank

Areas Served: Central Massachusetts, Western Massachusetts & Berkshires

Contact Phone Languages
Edwin A. Restrepo508-797-6839 English, Español

Cambridge Trust

Areas served: Suffolk, Norfolk, Middlesex and Essex counties

ContactPhoneEmailLanguages
Lisa DeMarco 617-520-5532 Email English
Michelle Meiser617-520-5558EmailEnglish

Citizens Bank

Areas served: Statewide

Clinton Savings Bank

Areas Served: Central Massachusetts

Contact Phone Languages
Elisa Cuddy 978-365-3444 English
John Ryan 978-365-3489 English

Coastal Heritage Bank

Contact Phone Email Languages
Steve Mastalerz 781-796-6115 Email English
Lisa Swain 781-796-6047 Email English

Dedham Savings Bank

Areas served: Greater Boston, Metro West

Contact Email Languages
Christopher Gleason Email English
Peter HughesEmailEnglish
Kyle LewisEmailEnglish
Robert MaddenEmailEnglish
Elizabeth PaoliniEmailEnglish
Mark StevensEmailEnglish
Cynthia SullivanEmailEnglish
Gaar TalanianEmailEnglish

Eastern Bank

Areas served: Statewide

Contact Phone Email Languages
Rachel Concepcion 603-702-1404 Email English, Español
Steve Dion 617-515-0197 Email English
Michael Diranian 781-248-4428 Email English
Gail Donovan 781-856-5156 Email English
Joann Ellington 617-448-2998 Email English
Ellen Klapper 617-967-8461 Email English
Debra Lynch 978-888-7769 Email English
John Manoogian 781-388-1201 Email English
Louis Marcus 617-874-0117 Email English, Español
John McConville 781-238-4707 Email English
Beth Murphy 508-326-0156 Email English
Craig Paris 781-596-4572 Email English
Ryna Shimmerman 781-596-4532 Email English
Danielle VanAmburg 781-598-7459 Email English


Enterprise Bank

Areas Served: Greater Boston, North Shore & Merrimack Valley

Contact Phone Languages
Cheryl Adams 978-995-4134 English
Julie Copley 978-995-1387English
Lorraine Kerrigan978-427-5825English
Patricia D. Scott978-790-8202English

First Citizens Credit Union

Areas Served: Bristol, Norfolk, Plymouth, Barnstable and Dukes County

Contact Phone Email Languages
Lisa Faria 508-979-4741 Email English
Tad Morse 774-628-7863 Email English

First Republic Bank

Areas Served: Greater Boston

Contact Phone Languages
Cornelius Prioleau 617-316-5038 English
Michelle Samuel617-406-5761English

Freedom Credit Union

Areas Served: Greater Springfield/Western MA

Contact Phone Email Languages
Lisa Mish413-505-5735 Email English

Greylock Federal Credit Union

Areas Served: Berkshire County

Contact Email Languages
Alyssa Bresett Email English
Laura Brown Email English
Kaci Nowicki Email English

Leader Bank

Middlesex Savings Bank

Areas Served: Greater Boston

Contact Phone Languages
Julie Copley 978-344-5066 English
Patricia Crawford508-599-5535English
Laura Duncan 508-315-5489English
Shannon Elliott508-599-5743English
Marlene Thomas978-344-5115English

Millbury Federal Credit Union

Areas Served: Central Massachusetts

ContactEmailLanguages
Dustin WirzburgerEmailEnglish
Brian TankersleyEmailEnglish
Anne Marie RaffertyEmailEnglish
Heidi-Jo KempEmailEnglish
Julie LeiteEmailEnglish
Jeff ClarkEmailEnglish

Needham Savings Bank

Areas Served: Greater Boston

Contact Phone Languages
Wilfred Edwards857-204-4471 English

Northern Bank

Contact Phone Email Languages
Donna Koulas 781-404-1945 Email English

Rockland Trust

Contact Phone Languages
Karen Rebaza781-558-6105 English, Español

Salem Five Bank

Stoneham Bank

Areas served: North Shore, Boston, Central Massachusetts

Contact Phone Languages
Joseph Tyler Hanlon781-481-5797English
Robin Johnson 781-481-5722English
Sahag Kavlakian 781-481-5814 English
Jamie Simpson 781-481-5741 English

St. Mary's Credit Union

Areas served: Central Massachusetts

Contact Phone Languages
Maria Mendoza 774-245-8786 English, Español
Karen E. Mitchell774-424-8627English
Heather A. Pedersen508-561-7647English

The Cooperative Bank

Areas served: All of Massachusetts

Contact Phone Email Languages
Renee Owens 857-203-9502 Email English

Webster Bank

Areas served: Boston, Metro West, Brockton, Taunton, Fall River, Attleboro and New Bedford.

Contact Phone Email Languages
Celia Carney774-526-5389English
Bob Chipman508-695-9600English
Kevin Faria508-245-0506English, Português
John K. Ferguson617-717-6857EmailEnglish
Alison M. Gibbons617-717-6827 EmailEnglish
Filip J. Ramil617-480-6945 EmailEnglish, Español
Steven Roussel 617-686-7988EmailEnglish
Maggie Wagner508-965-2910English, Português

Winchester Cooperative Bank

Areas served: Middlesex County, Suffolk County, Essex County

Contact Phone Email Languages
Coley Carden 781-756-3545 Email English
Jay Erwin 781-756-3572 Email English
Mark Fisher781-756-3543EmailEnglish