Lender

The SoftSecond Loan Program is a partnership between the Commonwealth of Massachusetts and its lending institutions.

SoftSecond helps low- and moderate-income buyers purchase their first homes. Since 1990, it has helped thousands of families purchase their first home and has leveraged over $2 billion in private mortgage financing.

To learn more about offering the SoftSecond Loan Program to your customers, please visit the links below.

How SoftSecond Works

Click here to learn more about Massachusetts most affordable mortgage option for low and moderate income first-time homebuyers.

Es2 Lender Login - SoftSecond's online loan processing system

Approved SoftSecond Lenders have access to es2, MHP's online loan processing system. Approved Lenders can use es2 to input MHP Reservation requests, pre-qualifications, final applications, and to generate SoftSecond closing documents.

SoftSecond Program Guidelines

Information about SoftSecond's Program Guidelines and loan eligibility criteria.

Becoming a Lender

Is your bank a participating lender? Click here for more information about offering the SoftSecond Loan Program to your customers.

Lender FAQs

Browse our frequently asked questions.

For more information, email SoftSecond or call 617-330-9944 and ask for any of the following SoftSecond Program associates:

Elliot Schmiedl - x255